Money Market & Savings Accounts

Choose from a Money Market or Savings Account

FEATURED ACCOUNTS:

     

What are you saving for?

Depending on who you are, the answer could be a vacation, a new car or to build up your emergency fund. Whatever your savings goal is, Peoples Trust & Savings Bank offers the savings accounts and Money Market accounts to help.

Account Options

Review the available savings account options and their benefits. Once you have one selected, use our Deposit Account Application to start the account opening process easily online!

 

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FeaturesSavings ACCOUNTELITE SAVINGSAdvantage Money Market
"I want to..."Save and be able to withdraw funds.Earn higher interest rate on larger balances.Earn a higher rate with check capability.
BenefitsEarn Interest
E-Banking & Mobile Banking† with Mobile Deposit
Age 12 & under – Join our Piggy Pincher Club!
Age 13-17 - Enjoy reduced fees and flexibility!
Highest earnings potential
E-Banking & Mobile Banking† with Mobile Deposit
Highest earnings with limited check writing**
E-Banking & Mobile Banking† with Mobile Deposit
Amount to open$100 (only $1.00 for those under 18 years of age)$25,000$1,500
Statements
  • E-Statements
  • Paper Statements
  • Combined Statements
  • E-Statements
  • Paper Statements
  • Combined Statements
  • E-Statements
  • Paper Statements with images
  • Combined Statements
How to Avoid Monthly Minimum Balance FeesAge 17 & under: No monthly service charge.
Age 18 and older: Avoid $3.00 per month by maintaining $100 minimum balance each month.
Avoid $15.00 monthly fee by maintaining $25,000 minimum balance during cycle.Avoid $15.00 monthly fee by maintaining $1,500 minimum balance during monthly statement cycle.
Monthly Activity FeeLimit withdrawals to six or less.  $1.00 activity fee per withdrawal over limit of 6 per month.$25.00 activity fee per withdrawal over limit of 1 per month. Early closing fee of $50.00 when closed within 12 months of opening.$10 activity fee per withdrawal over limit of six per statement
cycle.
InterestVariable. No minimum to earn interest.Variable no interest when balance falls below $50,000.Variable no interest when balance falls below $1,500.

All savings accounts above are limited to the transactions limitations of Regulation D.  Please contact a bank employee for detailed information. * Subject to approval. **Limited check writing – 6 per statement cycle. Wireless capability and data plan with your mobile service required for Internet access and smartphone options. Fees charged by your mobile carrier may apply. Fees specific for each deposit account are detailed in a Truth in Savings disclosure and available at any PTSB branch. Fees may apply to account-related services and are available in the account fee schedule available at any PTSB branch. Your periodic statement may show fees described as “service charges.” Please refer to the “itemization of service charge” section of your account statement for detailed fee descriptions.