Online Banking

Consumer Loans & Mortgage Center

Home Personal Consumer Loans
  • Site Options:
  • Print
  • Email
  • Small
  • Medium
  • Large

Personal Loans, Mortgage Center, Home Equity Line of Credit (HELOC) and Credit Cards

Personal Loans

A flexible loan solution, personal loans can be used for a variety of uses:

  • A new car, truck or SUV
  • A well-deserved vacation
  • A child’s wedding
  • A new boat or RV
  • In nearly any situation where you need more money than you have on hand.

Our loan decisions are made locally and quickly, meaning you get the funding you need with a repayment plan that won’t put you underwater.

Contact a Peoples Trust & Savings Bank lender today to get started, or use our simple Online Loan Application to apply for a personal loan in minutes.

Mortgage Center

At Peoples Trust & Savings Bank, we aim to help you get the right mortgage in place to make the process of purchasing home easier and less complex. Our lenders work to provide the highest quality service regardless of the size of your mortgage or which financing option you choose. Access our Mortgage Center to learn more or Apply for a Mortgage Now.

Home Equity Line of Credit (HELOC)

How much equity do you have built up in your home? You can use it to help make home improvements, pay college tuition, consolidate debt or numerous other uses with a home equity line of credit (HELOC) from Peoples Trust & Savings Bank.

Our lending team can help you determine the right option for you. Contact the lender nearest you today! You can also use our quick and easy Home Equity Application to apply in minutes online.

Visa® Credit Cards

There are several benefits to using a credit card: purchasing power, flexibility in how you make PTSB Credit Cardpurchases and adding to your credit history to help raise your credit score.

Peoples Trust & Savings Bank offers three different credit cards from Visa for personal use. Compare the cards below, and then use our Online Credit Card Application to get your application started today!

 

 Visa ClassicVisa PlatinumUChoose Rewards®

Visa Credit Line

$500-$5,000$1,000-$25,000$1,000-$25,000
Annual FeeNone*None*None*
Earn Reward PointsNoNo

  • Earn 1 point for every $1 you spend.
  • Earn more points by visiting participating retailers’ through uChoose Rewards®.
  • Points and promotions will vary sign up at www.uchooserewards.com
  • Combine your points by linking your PTSB uChoose Rewards® Credit Cards
  • Points can be redeemed for airline tickets, cash, gift cards at your favorite restaurants and stores, or hundreds of merchandise options.
  • Earn up to 120,000 points per year
  • Earn up to 10,000 points per transaction
Points expire after 5 years
Make payments online or at PTSBYesYesYes
Online statement access and electronic deliveryYesYesYes
24-hour customer service at
855-857-1901
YesYesYes
Auto rental collision damage waiverYesYesYes
Accepted worldwide

Yes

Yes

Yes

Annual Percentage Rate (APR) for Purchases/Balance Transfers

12.99% to 20.74% Variable rate *

8.99% Variable rate *

12.99% Variable rate *

 

*Subject to credit approval.