Checking Accounts

  • Site Options:
  • Print
  • Email
  • Small
  • Medium
  • Large

Multiple Checking Account Choices

Having options to choose from is a great benefit when it comes to choosing your checking account. At Peoples Trust & Savings Bank, you won’t find one-size-fits-all checking accounts. We have developed six checking accounts with varying benefits to help practically anyone manage their finances better.

Take a look at the benefits of each of our checking accounts below. Once you have identified the account that best fits you, use our Deposit Account Application to start the process of opening your account today!

FEATURED ACCOUNT:

Printer Friendly Version

 Peoples E-Z CheckingPeoples Plus+ CheckingADVANTAGE Rewards Checking
"I want to..."Use my debit card and receive
E-Statements.
Write checks and use my debit card.Reward myself with interest on lower balances
BenefitsDebit Card*
E-Banking with Bill Pay1
Mobile Banking† with Mobile Deposit
Flexible check writing ability
Debit Card*
E-Banking with Bill Pay1
Mobile Banking† with Mobile Deposit
Earn Interest
Debit Card*  |  1st box of Checks Free |  Free Cashier’s Checks and Money Orders
E-Banking with Bill Pay1
Mobile Banking† with Mobile Deposit
$150 reduction in mortgage loan closing fees2
Minimum to Open$100$100$100
Check Writing10 per statement cycle (checks/paper debit items), $1.00 per item in excess of 10.UnlimitedUnlimited
StatementsE-Statements – no charge
Paper-Statements no images - $3.00
Paper-Statements with images - $5.00
Combined Statements
E-Statements – no charge
Paper-Statements no images – no charge
Paper-Statements with images - $5.00
Combined Statements
E-Statements – no charge
Paper-Statements – no charge
Paper-statement with images – no charge
Combined Statements
Bill Pay110 free bill payments per statement cycle per customer. Each additional bill pay is $1.00.10 free bill payments per statement cycle per customer. Each additional bill pay is $1.00.10 free bill payments per statement cycle per customer. Each additional bill pay is $1.00.
How to Avoid Monthly Service FeesStudents under age 24 are exempt from monthly service charges.
Complete 10 Point of Sale Debit Card (ATM transactions excluded) or one ACH credit post and settle per statement cycle; otherwise $5.00 activity fee per statement cycle.
Keep a minimum average daily balance of $500; otherwise $5.00 minimum balance fee per statement cycle.Keep a minimum average daily balance of $2,000 or more OR combined loan and/or deposit balances of $50,000 or more; otherwise $15 minimum balance fee per statement cycle.

 

1Bill Pay – 10 Bill Pays per month per customer is aggregated across all accounts that are eligible for bill pay. Each additional bill pay is $1.00. 21st lien residential real estate loan closing fees excluding origination fee.* Subject to approval. Wireless capability and data plan with your mobile service required for Internet access and smartphone options.   ---Fees charged by your mobile carrier may apply. Fees specific for each deposit account are detailed in a Truth in Savings disclosure and available at any PTSB branch. Fees may apply to account-related services and are available in the account fee schedule available at any PTSB branch. Your periodic statement may show fees described as “service charges.” Please refer to the “itemization of service charge” section of your account statement for detailed fee descriptions.