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Business Deposit Accounts

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Checking & Savings Accounts Designed for Business Use

Just as every person’s financial needs are different, so are each business’s financial needs. We try to accommodate each business’s unique needs by providing a variety of business checking and savings accounts.

Each account is designed for a business within a certain transaction volume limit or by the type of business you run.

FEATURED ACCOUNTS:

        

Business Deposit Account Options

Compare our business checking and savings account options in the table below. When you have found the one that best fits your needs, visit a Peoples Trust & Savings Bank location to open your account.

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 Peoples Basic Business CheckingPeoples Business Plus+Peoples Analysis CheckingAg Rewards CheckingPeoples Business Money Market

“My Business is...”

A business with low transaction activity and balances.A business with moderate transaction activity and balances.A business with high account transaction volumes, large quantities of coin or currency deposits and/or management needs.Ag related and I have ag loan products to be eligible for this account.Interested in moving extra funds to a money market to earn interest.
Benefits
  • 50 items FREE
  • No minimum balance
    requirements
  • e-Biz available
  • 150 items FREE
  • No minimum balance fee if meet minimum requirements
  • e-Biz available
  • Earnings credit to offset fees
  • e-Biz available
  • No annual fee Peoples Rewards Credit Card (subject to credit approval)
  • Photo debit card (subject to credit approval)
  • Daily market texts to your cell phone*
  • e-Biz available
  • Cashier’s checks and money orders
  • Notary service
  • Earns interest; rate based on balance
  • e-Biz available
Minimum to Open$100$100$100$100$1,000
Bill Pay
  • $4.95 per month
  • Includes 20 payments per month. Each additional bill pay is $0.50.
  • $4.95 per month
  • Includes 20 payments per month. Each additional bill pay is $0.50.
  • $4.95 per month
  • Includes 20 payments per month. Each additional bill pay is $0.50.
  • $4.95 per month
  • Includes 20 payments per month. Each additional bill pay is $0.50.
Available - see transaction limits below
Statements
  • E-Statements
  • Paper Statements
  • Check image fee - $3.00 per statement
  • Combined Statements
  • E-Statements
  • Paper statements with check images
  • Combined Statements
  • E-Statements
  • Paper Statements
  • Check image fee - $3.00 per statement
  • Combined Statements
  • E-Statements
  • Paper statements with check images
  • Combined Statements
  • E-Statements
  • Paper statements with check images
  • Combined Statements
Activity Fees
  • First 50 itemsFREE
  • After 50, the following charges apply:
  • $0.50 activity fee per debit item
  • $0.50 activity fee per transit deposit item
  • First 150 itemsFREE
  • After 150 items, these charges apply:
  • $0.50 activity fee per debit item
  • $0.50 activity fee per transit deposit item
  • $0.20 activity fee per debit item
  • $0.10 activity fee per credit item
  • ACH credit items are always free!
  • Earnings credit of 1% on average collected balance each monthly cycle. This credit will apply toward account-related fees.
None
  • $10 activity fee per withdrawal over limit of six per month.
Service Charge Fees
  • No monthly service charge

 

  • Avoid a $5.00 monthly minimum balance fee with average daily balance of at least $2,500 or minimum daily balance of $500.
  • Not applicable for non-profits
  • $10 service charge per statement cycle
  • The credit listed above could reduce or eliminate this charge.
  • Avoid a $5.00 monthly minimum balance fee with an average daily balance of at least $500.
  • Avoid a $15 monthly minimum balance fee with average daily balance of at least $1,000.

 

* Text messaging regular rates charged by your carrier will be your responsibility.

Checks written and transit items only. On us checks deposited always free.

Fees specific for each deposit account are detailed in a Specific Account Details disclosure that is available at any PTSB branch. Fees may apply to account-related services and are available in the account fee schedule that is available at any PTSB branch.

Deposit Accounts
Deposit Accounts

Deposit Accounts

With a variety of checking and savings accounts to choose from, you’ll be sure to find the deposit account combination that best fits
your needs.

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Consumer Loans
Consumer Loans

Consumer Loans

From cars and homes to emergency expenses, our qualified staff of lenders listens to your needs to help you find the best
loan solution.

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Commercial Loans
Commercial Loans

Commercial Loans

We can help you get your business idea off the ground or help you expand your company or agricultural business through our business & ag loan solutions.

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