Business & Ag Loans

Financing Solutions for Businesses and Ag Producers

Every business needs additional cash. For some, it is to purchase computers, a truck or a vital piece of equipment; for others, it is to fill gaps in seasonal cash flow. Whatever the reason for the need, Peoples Trust & Savings Bank provides both business loans and ag loans to help local business owners and farm families.

Take a look through our business & ag loan options below, and then contact the lender nearest you from our Lender Directory to get started today.

Ag Loans

Whether you are raising crops or livestock, we’re here to help. Our ag lending team members excel in identifying your exact financing needs and providing a solution that fulfills your need with flexible repayment terms that meet your cash flow’s ups and downs.

Operating Lines of Credit

Designed for businesses that have gaps in their cash flow, an operating line of credit offers access to a pre-established line of credit. Benefits include competitive rates and the ability to pay down your credit line use and re-use again as needed.

Commercial Real Estate and Construction Loans

If you’re looking for the experts in commercial real estate, Peoples Trust & Savings Bank is your answer. From owner-occupied property and secondary market loans to refinances or purchases, you are assured the most attractive real estate loan package.

Term Loans

The most flexible of our business & ag loans, term loans provide the funds needed to purchase a new truck, computer system, piece of equipment or work toward your business expansion.

Business Visa® Credit Card

With two business credit card options available, you can harness the purchasing power and flexibility of a Visa credit card. For companies with up to 50 employees, we offer the Visa Business Card; for those with over 50 employees, the Visa Corporate Card is your solution. Both cards offer:

  • No annual fee (as long as you use your card annually)
  • Credit lines of up to $25,000
  • Automatic and online payment options

Business credit cards are subject to approval. Get in touch with a business lender today to start the application process.